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Centauri Insurance, a division of Applied Home National Underwriters, successfully renewed its 2023-24 Reinsurance program.  Centauri purchases all perils reinsurance well beyond accepted minimums and under a structure that provides blanket, rather than finite, coverage. As a result, Centauri can limit the losses incurred for any one event, reducing the impact to our surplus for any single event. This diversified, conservative approach ensures policyholders are always well protected.


The reinsurance partners Centauri entrusts with its full reinsurance tower are rated B++ (Good) or better by A.M. Best, AA- by Standard and Poor’s or are fully collateralized. Reinsurance placement is a critical component of Centauri Insurance’s financial stability. Our reinsurance program strategically spreads exposure among highly rated, highly capitalized reinsurers around the globe.

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